I help you with getting your score up to qualify for a mortgage. My philosophy is different from others who do credit repair.  Sometimes it's just a matter of time, or simply paying down balances.

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After pulling your credit report I run the Wayfinder report that lists the steps to improve your score. Then I run the What-If Simulator that tells me how many months it will take to get to the desired credit score. 

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I don't charge for my services. Colorado Revised Statutes states:

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5-19-104. Prohibited acts. (1) A credit services organization; its salespersons, agents, and representatives; and independent contractors who sell or attempt to sell the services of a credit services organization shall not: (a) Charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer.

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Credit repair is a group project and my goal is to get it done as quickly as possible. I'm not looking to charge a monthly rate and then take my time getting results.