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  • 80% LTV

  • Gift funds allowed

  • Use tax returns, P&L statements, Bank Statements or Seasoned Assets to document income

  • Purchase or Refinance

  • Borrowers with no credit are available

  • Most property types are eligible

  • Needed documents:

    • Tax return with your ITIN ​

    • One year of income documentation

    • A copy of your ITIN letter

    • Valid government ID

    • Proof of 6 months housing payment

    • Proof of cash to close - most recent two months' statements

  • Co-borrowers are allowed

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