80% LTV

Gift funds allowed

Use tax returns, P&L statements, Bank Statements or Seasoned Assets to document income

Purchase or Refinance

Borrowers with no credit are available

Most property types are eligible

Needed documents:

• Tax return with your ITIN ​

• One year of income documentation

• A copy of your ITIN letter

• Valid government ID

• Proof of 6 months housing payment

• Proof of cash to close - most recent two months' statements

Co-borrowers are allowed