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Debt Service Coverage Ratio Loan

This product is for business purpose loans on investment properties. Ability to repay is based solely on the income and debts associated with subject property.

  • Investment properties only

  • Non-warrantable condos allowed

  • Need 6 months of reserves of PITI payment

  • First-time investors are allowed. Max 70% LTV

  • First-time Home Buyers are not allowed

  • Seller concessions - up to 2% toward closing

  • No income, no Employment is stated on the application.

  • Cash-out refinances available

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