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DSCR Investment Loan

Debt Service Coverage Ratio. Qualify if the Rent covers the Mortgage payment.

  • Investment properties only

  • Non-warrantable condos allowed

  • Need 6 months of reserves of PITI payment

  • First-time investors allowed. Max 70% LTV

  • First-time Home Buyers are not allowed

  • Seller concessions - up to 2% towards closing

  • No income. No Employment stated on the application.

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